Home » Loans » Personal » Emergency Cash Loan
What it is
An emergency cash loan is a loan that is taken out to solve a temporary cash flow problem or shortfall that can arise in between pay periods. For instance, a borrower may want an emergency cash loan to pay for groceries, bill payments, mortgage payments, or even unexpected medical expenses. An emergency cash loan carries more risk for the lender than a usual loan and therefore carries a higher interest rate for the borrower.
These loans are only for borrowers who can repay the loan immediately, within a day or two. Depending on the lender, an emergency cash loan can be obtained by people with bad credit of people who have had more difficulty getting approved for loans and mortgages in the past. Emergency cash loans offer up to $1,500 for first time borrowers, do not require credit checks, offer 24 hour approval and 100% privacy protection.
Who it's for
An emergency cash loan is for people who have fallen short of cash and require a super short term loan in order to make ends meet for a short period of time. Emergency cash loans can help people pay the bills, pay for emergency repairs on a vehicle, take care of vehicle insurance, pay for emergency travel or medical expenses, and much more. These loans aren't for everyone, but for people who have poor credit or require fast cash within 24 hours. The interest rate on these loans will be very high and only people who can repay them immediately should consider them.
What you need to do to apply
In order to obtain an emergency cash loan, interested borrowers should contact a local emergency cash lending company or an internet-based emergency cash lending company. Being accepted is usually as easy as filling out an application form.
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Popular Credit Cards
Recommended Credit Card
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
No APR |
Very Good |
$450 |
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Credit Needed |
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11.99% - 19.99%* (Variable) |
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$0* |
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Regular APR |
Credit Needed |
Annual Fee |
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15.24% variable |
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$45** |
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 1.99% APR for 6 Months |
7.25%, 10.25%, or 13.25%* |
None |
$0 |
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
No APR |
Good |
$125 |