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Review

The Total Visa Card is a credit card issued by Plains Commerce Bank. The card is aimed at those who have limited or inadequate credit.

The card's account activity is reported to three major credit bureaus each month. This feature may appeal to those who wish to build up their credit rating. A security deposit is not required but the card does carry an activation fee, annual fee, program fee, and monthly fee. The interest rate for this type of card is higher than average although the rate for cash advances and purchases is the same. Customers who can pay off monthly balances in full will avoid these charges.

The card offers several benefits typical of unsecured credit cards including emergency card replacement, zero liability for unauthorized transactions, and purchase protection.

We no longer offer this credit card. You may be interested in browsing our other credit cards:

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