One from American Express®
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| Intro APR | Regular APR | Credit Required | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | As low as 10.99% Variable | None | $35 |
One from American Express® Review
Card Rating: 
One from America Express has been designed for consumers with good or outstanding credit, who intend on taking advantage of One's unique Savings Accelerator Plan. One's Savings Accelerator Plan, allows cardholders to achieve cash rebates of 1% on all of their purchases. At 4.25% (rate adjustment effective July 6, 2006) cardholder's deposits are made through an FDIC-insured, high yield savings account. An additional $50 will then be deposited after the cardholder makes their first purchase.
Another great savings benefit offered on the One is the interest protection. It a feature that, unlike many other credit cards, guarantees cardholders will not have to pay on interest on their purchases while they carry a balance. This feature was created for disciplined consumers who seek the control of paying charges in full. Along with the reward program, the miles card offers some common benefits most other cards offers which include purchase protection, auto rental insurance, and up to $100,000 travel accidental insurance.
One of the most attractive features of One from American Express is the cash back rebate program. One does have an annual fee of $35, but the fee is waived in the first year, and also, the APR for all purchases is reasonable for this reward card. Finally, anyone planning on using this card at participation retailers and merchants that plan on paying in full each month will benefit most with One's Saving Accelerator Program from American Express.
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