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The Imagine Gold MasterCard is a credit card issued by First Bank of Delaware. The card is aimed at those who have poor credit and offers a credit reporting system to three major credit bureaus.

The credit reporting feature will appeal to those who wish to build up their credit rating. There is no fund deposit required, but there are several charges. There is a $150 annual fee and a $9.95 maintenance fee payable each month that a principal balance is carried forward. There is also a one-time $4.95 processing fee. The interest rate for purchases on this card is above average, so customers who can pay off monthly balances in full will avoid these charges and the monthly maintenance fee.

We no longer offer this credit card. You may be interested in browsing our other credit cards:

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