Citi CashReturns(SM) MasterCard®

Citi CashReturns(SM) MasterCard®

Apply for Citi CashReturns(SM) MasterCard®

  • Earn Up to 6% Cash Back on Purchases; a Full 1% Cash Back on Every Purchase PLUS an Average 5% Additional Cash Back at 400 Leading Retailers Within the Citi Bonus Cash Center.
  • Earn a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
  • Checks Will Be Sent Automatically Every Time You Earn $50
  • 0% APR* on Balance Transfers for up to 12 Months
  • Apply online now at Citibank's Web site
Intro APR Regular APR Credit Required Annual Fee
0% APR for up to 12 Months As low as 9.99% Variable None $0

Citi CashReturns(SM) MasterCard® Review

Card Rating: StarStarStarStarHalf Star

Those who are looking for an attractive rewards program and introductory offers could be well-suited with this MasterCard from Citibank. The rewards program allows cardholders to earn 1% cash back on their purchases. For the first three months the card is in use, however, this percentage will be higher, at 5% for all purchases and cash advances. The rewards are paid out in the form of checks and can only be doled out in $50 increments. There is also a special introductory period of twelve months when interest fees will be waived on all balance transfers and a special lower rate will apply to purchases. Additionally, the card comes with several benefits including an annual account summary and auto rental insurance.


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