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Through the Bank of America WorldPoints Platinum Plus Visa Card reward program, cardholders currently earn one WorldPoint for every dollar spent on all qualifying purchases. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates and other items. There is no limit to the number of points that may be earned per year, but unused points eventually expire.

The card has no annual fee and offers a very low introductory rate for balance transfers. The introductory rate is also available for cash advance checks. It also offers a low fixed interest rate for those who qualify when the introductory rate expires. Cardholders can also expect other benefits, including fraud protection, a personal concierge service and online account access. The Bank of America WorldPoints Platinum Plus Visa Card is for people with goodcredit who can get what they want from a low introductory interest rate and the WorldPoints rewards program.

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