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AT&T Universal Savings and Rewards Card

AT&T Universal Savings and Rewards Card

Apply for AT&T Universal Savings and Rewards Card
  • Up To 10% Savings for the First 12 Months on AT&T Purchases
  • 1 ThankYou® Point for Every Dollar You Spend on Non-AT&T Purchases
  • 0% APR* on Balance Transfers for up to 12 Months
  • No Annual Fee
  • Plus AT&T Calling Benefits: Up To 30 Free Phone Minutes Each Month; 2 Free Directory Assistance Inquiries Per Month and Other Wireless Benefits
  • Apply online now at Citibank's Web site
Intro APR Regular APR Credit Required Annual Fee
0% APR for up to 12 Months As low as 9.99% Variable Very Good $0

AT&T Universal Savings and Rewards Card Review

Card Rating: StarStarStarStarEmpty Star

The AT&T Universal Rewards Card is like a credit card and calling card rolled into one. Because you can use the card to make phone calls, it is extremely convenient to carry this card in your wallet. The card allows you some free phone calls and directory assistance each month. Members automatically receive wireless phone theft insurance as a perk to holding this card. The card offers a wide array of other benefits as well. With free identity theft solutions, AT&T Universal Rewards Card members will receive prompt assistance if they ever suspect their identity has been tampered with.

The card also promises a zero liability on unauthorized charges and early fraud warning if any unusual activities are apparent on a card holder's account. The rewards that this credit card offers are through the ThankYou Network. This means that for every dollar that you spend, you get thank you points. Purchases spent at supermarkets, drugstores, and gas stations earn card members 5 thank you points. All other purchases earn a standard one dollar per point. Purchasing AT&T products and services with the card is another simple way to earn 5 thank you points per dollar spent. Thank you points can be redeemed for amazing merchandise, tickets, travel, or even gift cards.
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