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Find the Best College Student Credit Cards
Chances are if you are a student, you don't work enough hours to qualify for a traditional credit card. You might not have enough of a credit history for companies to consider you a good credit risk. Whatever the reason, it is hard to obtain credit when you are a college student. Many issuers offer cards with special interest rates to students, no annual fees, and laxer requirements to qualify. Other companies offer student credit cards in conjunction with parent accounts.
Some companies also offer pre-paid student credit cards that allow parents to preload money onto a credit card the student can then use anywhere credit cards are accepted. When the balance runs down, the card can be reloaded, but there is never a risk that the student will overspend, because it is impossible to go over the preloaded limit. Whatever kind of credit card a student chooses to use, it is important to make payments on time and work hard to establish good credit so that when the student graduates, he/she can face the world with a brand new diploma and a shiny credit score.
Online Applications for Student Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
Recommended Student Credit Card
The Citi Forward(SM) Card for College Students is one of the most popular Student cards available. Your Credit Advisor recommends it as our favorite in this category.
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- The Credit Card that Rewards You for Good Behavior.
- Up to a 2% Purchase APR Reduction When You Make a Purchase, Stay Under Your Credit Line, and Pay on Time 3 Billing Periods in a Row.
- 6,000 Bonus Points After $50 in Purchases are Made Within 3 Months of Account Opening.
- 5,000 Bonus Points When You Sign Up for Paperless Statements Within 3 Months of Account Opening.
- 5 Reward Points for Every $1 You Spend on Dining, Books, Movies and Music. 1 Reward Point for Every $1 You Spend on Other Purchases.
- 0% APR for 6 Months on Purchases and Balance Transfers.
- Read our review or apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 6 Months |
17.24% Variable |
None |
$0 |
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- 0% APR* on Purchases and Balance Transfers for 6 Months
- Earn 5 ThankYou® Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
- Earn 25 ThankYou Points Every Month When You Pay on Time and Don't Go Over Your Credit Limit
- Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA
- Redeem Points for Gift Cards, Travel, Electronics, Music, and More
- No Annual Fee
- Read our review or apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 6 Months |
17.24% Variable |
Very Good |
$0 |
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review or apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
None |
$0 |
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review or apply online now at the card issuer's Web site.
|
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
Very Good |
$0 |
|
|
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review or apply online now at the card issuer's Web site.
|
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
None |
$0 |
|
|
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review or apply online now at the card issuer's Web site.
|
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
None |
$0 |
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|
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review or apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Interest* for 6 Months |
as low as 14.99% Variable |
None |
$0 |
The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.
