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Find the Best College Student Credit Cards
Chances are if you are a student, you don't work enough hours to qualify for a traditional credit card. You might not have enough of a credit history for companies to consider you a good credit risk. Whatever the reason, it is hard to obtain credit when you are a college student. Many issuers offer cards with special interest rates to students, no annual fees, and laxer requirements to qualify. Other companies offer student credit cards in conjunction with parent accounts.
Some companies also offer pre-paid student credit cards that allow parents to preload money onto a credit card the student can then use anywhere credit cards are accepted. When the balance runs down, the card can be reloaded, but there is never a risk that the student will overspend, because it is impossible to go over the preloaded limit. Whatever kind of credit card a student chooses to use, it is important to make payments on time and work hard to establish good credit so that when the student graduates, he/she can face the world with a brand new diploma and a shiny credit score.
Online Applications for Student Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
Recommended Student Credit Card
The Citi Forward® Card for College Students is one of the most popular Student cards available. Your Credit Advisor recommends it as our favorite in this category.
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- No Cosigner Required
- APR Reduction on Purchases When Using Credit Wisely
- 100 ThankYou Points Each Billing Period that You Pay on Time and Stay Under Your Credit Line
- Earn Up to 8,500 Bonus Points After You Sign Up for Paperless Statements and Make $250 in Purchases Within the First 3 Months of Account Opening
- Apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
12.99% - 19.99%* (Variable) |
None |
$0 |
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- No Cosigner Required
- Earn 5 ThankYou® Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
- Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA
- Read our review or apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR for 7 Months* |
12.99% - 21.99%* (Variable) |
Very Good |
$0 |
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- Double Cashback Bonus at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
- Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
- Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
- Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Interest* for 6 Months |
as low as 13.99%* Variable |
None |
$0 |
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- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
- Apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR for 7 Months* |
12.99% - 21.99%* (Variable) |
Very Good |
$0 |
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- Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Interest* for 6 Months |
as low as 13.99%* Variable |
None |
None* |
The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.
