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Find the Best Secured Credit Card Offers

Secured credit cards are the perfect option for someone with a poor credit rating. If your credit keeps you from getting a traditional unsecured credit card, a secured credit card could be the answer. A secured credit card works just like a traditional credit card. The only difference is how it is funded.

A secured credit card is obtained when you deposit a stipulated amount of money with the company that issues the card. That deposit ensures the company that you will never fail to pay them for your purchases. Your limit is determined by the amount of your deposit and when the payment is due, you can make a traditional payment or you can allow the company to deduct if from your deposit. Of course when you deduct the payment from your deposit that lowers the amount of money you are using to secure your credit card, causing your limit to plummet.

Online Applications for Secured CardsSSL Security

These online credit card applications keep your personal data safe by utilizing SSL technology.

Recommended Secured Credit Card

New Millennium Bank Secured Platinum Visa®/MasterCard®

The New Millennium Bank Secured Platinum Visa®/MasterCard® is one of the most popular Secured cards available. Your Credit Advisor recommends it as our favorite in this category.

New Millennium Bank Secured Platinum Visa®/MasterCard®

Apply for New Millennium Bank Secured Platinum Visa®/MasterCard®
  • Get Approved for Up To $10,000 in Secured Credit with No Credit Check
  • Free Companion Airfare
  • Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
  • Guaranteed Issue
  • Credit Amount Equals the Deposit
  • Complimentary Online Services for Account Management and Payments
  • Be Approved Regardless of Income or Credit History
  • Reports to the 3 Major Credit Bureaus
  • Read our review or apply online now at New Millennium Bank's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Fixed Fair $59

Bank of America Secured Visa® Card

Bank of America Secured Visa® Card

Apply for Bank of America Secured Visa® Card
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles *See application for details Variable Very Good $29

New Millennium Bank Secured Black Diamond Visa®/MasterCard®

New Millennium Bank Secured Black Diamond Visa®/MasterCard®

Apply for New Millennium Bank Secured Black Diamond Visa®/MasterCard®
  • No Credit Check
  • Approved Regardless of Credit History
  • Total Credit Limit Up to $10,000
  • Reports to All 3 Bureaus
  • Get Cash at Over 740,000 ATM's
  • Emergency Cash Transfers
  • Auto Rental
  • $100,000 Travel Accident Insurance
  • Apply online now at New Millennium Bank's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Fixed Very Good $59

Applied Bank™ Secured Visa® Gold Card

Applied Bank™ Secured Visa® Gold Card

Apply for Applied Bank™ Secured Visa® Gold Card
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • ACCEPTED at 27 Million Locations Worldwide and Online
  • CREDIT Bureau Reporting
  • *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
  • Apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 9.99% Fixed Good $50

Applied Bank™ Secured Visa® Credit Card

Applied Bank™ Secured Visa® Credit Card

Apply for Applied Bank™ Secured Visa® Credit Card
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • ACCEPTED Worldwide at Millions of Locations
  • CREDIT Bureau Reporting
  • *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
  • Apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 9.99% Fixed None $50

New Millennium Bank Secured Gold Visa® / MasterCard®

New Millennium Bank Secured Gold Visa® / MasterCard®

Apply for New Millennium Bank Secured Gold Visa® / MasterCard®
  • No Credit Check
  • Approved Regardless of Credit History
  • Total Credit Limit Up To $10,000*
  • Reports to All 3 Bureaus
  • Get Cash at Over 740,000 ATMs
  • Emergency Cash Transfers
  • Auto Rental Insurance
  • $100,000 Travel Accident Insurance
  • Apply online now at New Millennium Bank's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Fixed Good $59

The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.