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Find the Best Credit Card for People with No Credit
Sometimes people who have no credit have the same problems as people who entertain bad credit, because it can be difficult to obtain a card with little to no credit history. If you use your savings to obtain one of these secured cards and use that card responsibly, you can begin to build a credit history that will reward you in some cases with reward programs.
Online Applications for No Credit Cards — Page 2 
These online credit card applications keep your personal data safe by utilizing SSL technology.
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- 0% Intro APR for 6 Months on Purchases
- No Annual Fee
- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- Membership Rewards Express® Program
- Express Approval. Get a Decision in Less Than 60 Seconds.
- Apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 6 Months |
As low as 15.24%* Variable |
None |
$0 |
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- Earn Sony Points with Every Net Retail Purchase Made On Your Sony Card MasterCard®
- No Annual Fee
- Get 2,000 Sony Points After Your First Qualifying Transaction
- Earn Double Sony Points with Every Purchase of Sony Products at SonyStyle.ca or the Sony Store/Maison Sony
- Browse Through the Complete SonyStyle.ca Catalogue Including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Player, Movies, Software, Media, and So Much More!
- 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
- Online Access to Your Credit Card Account
- Around-the-Clock Fraud Protection
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
19.99%* Fixed |
None |
$0 |
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- 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
- Feel secure with around-the-clock fraud protection
- Free online access to your credit card account
- Access 24-hour customer service
- No Annual Fee
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
19.99% Fixed |
None |
$0 |
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- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles Boost(SM) - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
- Apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 9.99% APR During the First 12 Months of Cardmembership on Balance Transfers. |
14.50% Variable |
None |
$450 |
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- 0% Intro APR for Up to 6 Months on Purchases
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds
- Apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 6 Months |
As low as 17.24% Variable |
None |
$0 |
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- Earn $100 in Rewards - that's 10,000 bonus points after your first purchase!
- Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
- 2X Points Earned on Airfare Booked through Ultimate Rewards & 1 point for Every Dollar Spent on All Other Purchases
- Points Never Expire and There Are No Limits on How Many Points You Can Earn
- 24/7 Dedicated Service Advisor (No Voice Recording)
- Premier Travel Protection Benefits
- All of this for No Annual Fee!
- Apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
12.24% Variable |
None |
$0 |
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 6 Months |
As low as 17.24%* Variable |
None |
$0 |
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- No Annual Fee
- Low 3.99% Introductory Interest Rate for 6 Months on Cheque Cash Advances and Balance Transfers
- Online Access to Your Credit Card Account
- Unparalleled 24-Hour Customer Service
- International Acceptance at Millions of Locations
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| Please refer to online application legal disclosures. |
14.99%* Fixed |
None |
$0 |
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- 3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
- Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
- Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
- 0% Intro APR and No Annual Fee
- Apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 6 Months on Purchases* |
12.99%, 17.99%, or 22.99% Variable |
None |
$0 |
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- Introductory Fixed Rate on Purchases and Balance Transfers of 7.50% APR for the First 12 Billing Cycles
- Low Ongoing Variable Rate APR after introductory period
- No Transaction Fee for Balance Transfers
- 25 Day Grace Period
- Online Access to Credit Card Account Information
- Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 7.50% APR for 12 Months |
7.50% Variable |
None |
$45 |
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- Visa® Debit Card ? Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- 24x7 Customer Support ? Online and Phone
- FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
No APR |
None |
$0 |
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- The Credit Card That Rewards You for Your Good Behavior
- Up to a 2% Purchase APR Reduction When You Make a Purchase, Stay Under Your Credit Line and Pay on Time 3 Billing Periods in a Row.
- 6,000 Bonus Points After $250 in Purchases are Made Within 3 Months of Account Opening.
- 2,500 Bonus Points When You Sign Up for Paperless Statements Within 3 Months of Account Opening.
- 5 Reward Points for Every $1 You Spend on Dining, Books, Movies and Music. 1 Reward Point for Every $1 You Spend on Other Purchases.
- 0% APR for 7 Months on Purchases and Balance Transfers.
- Apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 7 Months |
14.24% Variable Variable |
None |
$0 |
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- Get a Full Privilege Secured MasterCard® Credit Card Account
- Get Approved for Up To $5,000 in Secured Credit with No Credit Check
- Guaranteed Approved Regardless of Credit History or Income
- Earn Interest on Your Deposits
- FDIC Insured
- Apply online now at New Millennium Bank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
19.5% Fixed |
None |
$59 |
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- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
- Apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 6 Months |
15.24% Variable |
None |
$0 |
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- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- Free Direct Deposit Easy Access to your Funds
- Free Online Bill Pay - No More Mailing Costly Money Orders
- Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
- Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
- Receive Prewards, Which are Like Coupons, Put Directly on Your Card
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
n/app |
None |
$0 |
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The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.
