Find the Best Credit Card for People with No Credit

If you have no credit and you want a credit card, it might be hard to find an issuer that will work with you. Some credit card issuers will take into account your work and salary history, as well as whether or not you have a bank account, but most major credit card companies are unwilling to risk extending credit to someone with no credit history.

The best way to get a credit history is to get some form of credit and then be faithful to pay your balance on time each month. The catch of course is finding someone to give you that first credit. A great option to establish credit is finding a no credit credit card. These cards require no credit check, because they are for people that haven't yet established a credit history.

No credit credit cards are also called secured credit cards. You secure these cards by depositing a set amount of money with the cardholder. This money ensures that the company will get their money should you default on a payment.

Online Applications for No Credit CardsSSL Security

These online credit card applications keep your personal data safe by utilizing SSL technology.

AccountNow® Prepaid Visa®

AccountNow® Prepaid Visa®

Apply for AccountNow® Prepaid Visa®

  • iAdvance Line of Credit, No Credit Check Needed
  • $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
  • 100% Guaranteed Approval*
  • FREE Credit Builder
  • FREE Online Bill Pay
  • NO Overdraft Fees or Minimum Balance Required
  • Re-loadable With a $10,000 Balance
  • Read our review or apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR None $0

Wired Plastic™ Prepaid Visa® Card

Wired Plastic™ Prepaid Visa® Card

Apply for Wired Plastic™ Prepaid Visa® Card

  • Accepted Everywhere VISA is Accepted
  • No Credit Check, Income Requirements or Bank Account Required
  • FREE Online Access to Account
  • FREE Mobile Alerts - Text to Your Mobile or Email
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Rewards Program - Earn 1 Point for Every $1 Spent
  • No Bounced Check, NSF or Overdraft Charges EVER!
  • Read our review or apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR None $0

Slate℠ from Chase

Slate℠ from Chase

Apply for Slate℠ from Chase

  • 0% Intro APR for up to 12 Months*
  • No Annual Fee*
  • Pay Down Balances on Your Terms with BlueprintSM
  • Zero Liability on Unauthorized Purchases
  • E-mail and Text Alerts
  • Apply online now at Chase's Web site.
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months* 13.24%, 17.24%, or 22.24% Variable None $0

First Option Visa® Card

First Option Visa® Card

Apply for First Option Visa® Card

  • Get a Full Privilege Secured Visa® Credit Card Account
  • Get Approved for Up To $5,000 in Secured Credit with No Credit Check
  • Guaranteed Approved Regardless of Credit History or Income
  • Earn Interest on Your Deposits
  • FDIC Insured
  • Apply online now at New Millennium Bank's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.5% Fixed None $59

Pharmaprix Optimum® MasterCard®

Pharmaprix Optimum® MasterCard®

Apply for Pharmaprix Optimum® MasterCard®

  • 1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers for 6 months
  • Feel secure with around-the-clock fraud protection
  • Free online access to your credit card account
  • Access unparalleled 24-hour customer service
  • No Annual Fee
  • Apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.99% Fixed None $0

Public Savings Bank Classic Secured VISA Card

Public Savings Bank Classic Secured VISA Card

Apply for Public Savings Bank Classic Secured VISA Card

  • 0% APR for 6 Months on Purchases
  • No Annual Fee
  • We Report to All 3 Credit Bureaus
  • No Minimum Credit Score, No Income/Employment Verifications
  • 25 Day Grace Period
  • Use the Card Everywhere You See the Visa® Logo
  • Lifetime Credit limit up to $10,000
  • Apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 11.24% Variable None $0

Vision Premier® Prepaid Visa® Card

Vision Premier® Prepaid Visa® Card

Apply for Vision Premier® Prepaid Visa® Card

  • No Credit Check, No Debt, No Interest, No Overdraft Fees
  • Free Unlimited Purchases - Signature and PIN
  • Free Customer Service
  • Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
  • Free PayFit Credit Builder - Pay Bills and Build Credit for Free
  • Free Text and Email Alerts and Online Access to Track Spending
  • Safer Than Cash If Lost of Stolen
  • Accepted Everywhere Visa Debit Cards are Accepted
  • Apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR None $0

Discover® Open Road(SM) Card for Students

Discover® Open Road(SM) Card for Students

Apply for Discover® Open Road(SM) Card for Students

  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
0% Interest* for 6 Months 14.99% Variable None $0

Blue from American Express®

Blue from American Express®

Apply for Blue from American Express®

  • 0% Intro APR for 6 Months on Purchases
  • No Annual Fee
  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • Membership Rewards Express® Program
  • Express Approval. Get a Decision in Less Than 60 Seconds.
  • Apply online now at American Express's Web site.
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months As low as 15.24%* Variable None $0

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The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.