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Find the Best Low Interest Credit Card Offers
Sometimes the low interest credit card can offer more in the way of a cash reward than any bonus program card. But, you might find low interest cards that also offer bonus points, rebates, and cash rewards for various activities. These cards are definitely better than low interest balance transfer cards as the low interest period doesn't expire as long as you maintain a good credit history.
Online Applications for Low Interest Cards — Page 2 
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- 0% Intro APR for Up to 12 Months
- Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds
- Read our review or apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Months |
As low as 8.99% Variable |
None |
$0 |
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- $0 ACTIVATION FEE - No Conditions!
- 100% Guaranteed Approval - No Credit Check
- FREE - Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- FREE Account Alerts - Email and/or SMS Text Messages
- NO Late Fees, NO Interest Fees, NO NSF Fees
- No Annual Fees! NO Monthly Fee with Direct Deposit
- $10,000 Balance Limit-Load at Retail Locations Nationwide
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
No APR |
None |
$0 |
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- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review or apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
10.99% Variable |
Very Good |
$0 |
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for Up to 12 Months |
As low as 8.99% Variable |
None |
$0 |
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- Earn 1 Point for Every Dollar Spent
- Earn Airline Tickets, Hotel Stays, or Car Rentals
- 0% Introductory APR for Up To 12 Months on Purchases and Balance Transfers
- No Annual Fee
- Earn Travel with as Little as 25,000 Points
- Read our review or apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
10.99% Variable |
Very Good |
$0 |
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- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review or apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
10.99% Variable |
Very Good |
$0 |
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- Variable Rates as Low as Prime - 1%
- No Annual Membership Fee
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- 25 Day Grace Period
- Online Access to Credit Card Information
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 6 Months |
4.00% Variable |
None |
$0 |
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- No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
- 0% Intro APR for Up to 12 Months
- Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
- Pay in Full, or Carry a Balance
- Express Approval. Get a Decision in Less than 60 Seconds
- Read our review or apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
As low as 9.99% Variable |
None |
$0 |
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- Earn 10,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $100 Gift
- No Pre-Set Spending Limit
- No Annual Fee for the First Year - $125 Thereafter
- The Membership Rewards® Program Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Redeem for Your Choice of Travel, Shopping, and Entertainment Rewards
- Gold Card Events Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Express Approval. Get a Decision in Less than 60 Seconds
- Read our review or apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
No APR |
Good |
$125 |
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
As low as 8.49% Variable |
Good |
$0 |
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- No Annual Fee
- Introductory Fixed 1.9% APR on Balance Transfers and Cash Advance Checks for the First 12 Billing Cycles
- Low 9.99% APR
- Credit Line May Be as High as $250,000
- Earn 1 Point for Every $1 Spent
- Extraordinary Benefits such as Companion Airline Tickets and Upgrades, Airport Lounge Access, and 24/7 Concierge
- Read our review or apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 1.9% APR for 12 Months |
9.99% Fixed |
None |
$0 |
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- 0% APR* on Balance Transfers for Up to 12 Months
- 5 Reward Points for Every $1 Spent on Purchases at Supermarkets, Drugstores, and Gas Stations for 12 Months; 1 Point for Every $1 on All Other Purchases
- No Annual Fee and FREE Rewards Program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on Unauthorized Purchases
- Read our review or apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
As low as 10.49% Variable |
None |
$0 |
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- Receive 6% Rebate on Utilities, Cable/Satellite TV, Internet Connection, and Telecommunication for 12 Months
- Receive 1% on All Other Purchases
- Rebate Automatically Applied to Your Mortgage Principal
- NO CAP or Limits on the Amount of Rebates You Can Accumulate in a Year
- No Annual Fee
- Read our review or apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Months |
9.99% Variable |
Very Good |
$0 |
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- Earn Up to 6% Cash Back on Purchases; a Full 1% Cash Back on Every Purchase PLUS an Average 5% Additional Cash Back at 400 Leading Retailers Within the Citi Bonus Cash Center.
- Earn a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
- Checks Will Be Sent Automatically Every Time You Earn $50
- 0% APR* on Balance Transfers for up to 12 Months
- Read our review or apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
As low as 9.99% Variable |
None |
$0 |
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- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- Double Miles On Up to $3,000 in Travel and Restaurant Purchases Each Year
- 1 Mile for Every $1 on All Your Other Purchases
- Unlimited Miles that Never Expire*
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 70 Brand-Name Partners or Cash Starting at Just 1,000 Miles
- No Annual Fee
- Online Account Access
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review or apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
10.99% Variable |
Very Good |
$0 |
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The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.
