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Find the Best Low Interest Credit Card Offers
If you need to carry a balance on your credit card, low interest credit card offers can be very appealing. The lower the interest on a credit card, the less money you are going to pay in fees when you have a revolving balance. If you have good credit, you will find many low interest credit cards are available to you.
When you start browsing for the best low interest card, make sure that you aren't sacrificing in some areas to get a low interest rate. It doesn't make a lot of sense to pay a low interest rate if you have to pay a large yearly fee just for using the card. It is also important to make sure that the low interest rate on your credit card isn't temporary. If you sign up for a low interest credit card, only to have the interest rates triple after six months, you could be paying more in the long run than you would have if you had stuck with your original interest rate.
Online Applications for Low Interest Cards
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Recommended Low Interest Credit Card
The Blue from American Express® is one of the most popular Low Interest cards available. Your Credit Advisor recommends it as our favorite in this category.
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- 0% APR on Purchases for Up to 15 Months
- No Annual Fee
- Low Balance Transfer APR 4.99% Fixed APR for the Life of the Balance
- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- Membership Rewards Express® Program
- Express Approval. Get a Decision in Less Than 60 Seconds
- Read our review or apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 15 Months |
As low as 8.99% Variable |
None |
$0 |
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- Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
- No Pre-Set Spending Limit
- 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
- Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
- By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
- Complimentary Airport Club Access
- The Membership Rewards First® Program - Enjoy Exclusive Access to Rewards and Experiences Featuring Luxury Retail, Lifestyle, and World-Class Travel
- Apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
No APR |
Very Good |
$450 |
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- 0% Intro APR*
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- No Annual Fee
- Flexible Rewards Program: Earn One Point Per Dollar Spent. Redeem for Your Choice of Cash Back, Merchandise, Travel or Gift Cards
- Interest-Free Grace Period When You Pay Your Bill in Full Each Month
- FREE Online Account Access
- FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
- Read our review or apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
10.99% Variable |
Very Good |
$0 |
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- Rest Easy With an Outstanding, Low Rate - for Customers With Excellent Credit
- 7.9% APR on Purchases and Balance Transfers
- Your APR will Not Increase Simply Because You Pay Late Only Once or Go Over Your Credit Limit
- No Annual Fee and No Balance Transfer Fees
- *See Capital One® Important Disclosures for More Information
- Read our review or apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
7.90% |
Excellent |
$0 |
| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
As low as 8.49% Variable |
Very Good |
$0 |
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- 0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers*
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- No Annual Fee
- FREE Online Account Access
- FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
- Read our review or apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
10.99% Variable |
Very Good |
$0 |
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- Introductory 0% APR* on Purchases for the First 15 Billing Cycles After Your Account is Opened
- No Annual Fee
- Online Access to View Transactions, Pay Your Bill, View up to 7 Years of Prior Statements and More!
- Purchase Protection and Extended Warranty*
- $250,000 in Travel Accident Insurance*
- Up to a 25% Discount at Select Car Rental Agencies*
- FirstGuard® Provides Protection Against Identity Theft
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 15 Billing Cycles |
9.99% Variable |
Very Good |
$0 |
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- Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card - Redeemable for a $50 Gift Card!
- No Pre-Set Spending Limit*
- No Annual Fee for the First Year - $95 Thereafter
- Complimentary Enrollment in our Award Winning Membership Rewards® Program.
- Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Double Points at Supermarkets, Gas Stations, Drugstores, and More!
- Transfer Points to 17 Frequent Flyer Programs
- Express Approval. Get a Decision in Less than 60 Seconds
- Read our review or apply online now at American Express's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
No APR |
None |
$95 |
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- 20,000 Bonus Miles Upon Approval
- Miles Compatible with Frequent Flyer Programs
- Two Miles per Dollar Spent on Alaska Airlines and Horizon Air Tickets and Vacation Packages
- Up to Five Miles Awarded for Each Dollar Spent at Select Restaurants
- Card Issued by FIA Card Services, N.A.
- Apply online now at Bank of America's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| No Introductory Rate Available |
APR Varies* Variable |
Excellent |
$75 |
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- 6% Rebates on ALL Gas Purchases at ANY Gas Station for the First 90 Days
- 3% Rebates on ALL Gas Purchases at ANY Gas Station after the First 90 Days
- 1% Rebates on ALL Other Purchases Made Anywhere Else
- 0% Intro APR* for Up To 6 Months
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Credit History
- No Annual Fee
- Read our review or apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 6 Months |
10.99% Variable |
None |
$0 |
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The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.
