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Find the Best Balance Transfer Credit Card Offer
If you are tired of paying interest on a high credit card balance, you might want to look into balance transfer credit cards. When you get a balance transfer credit card, you can transfer your balance from a higher rate card and hopefully save a substantial amount of money in interest payments.
Note though that even with the best balance transfer cards, the low interest rate is only temporary. This means that you need to pay off the balance that you transferred before the low introductory rate runs out. If you take the money you save on interest each month and apply it to the balance of your card, paying down the principle should be easier.
If you are shopping for a balance transfer credit card offer, look for one that does not charge a balance transfer fee. It is also a good idea to try and find one that holds the lower interest rate for the longest time possible.
Online Applications for Balance Transfer Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
Recommended Balance Transfer Credit Card
The Advanta Platinum BusinessCard with Rewards is one of the most popular Balance Transfer cards available. Your Credit Advisor recommends it as our favorite in this category.
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- 0% APR for 15 Months on Balance Transfers, 7.99% APR Thereafter
- 7.99% Variable APR (Based on Prime) on Purchases
- Up to 5% Cash Back on Office Supplies, Gas, and More
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Monthly Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on the Card, Plus Your Logo
- See Terms & Conditions for Important Information, Benefits, and Limitations
- Read our review or apply online now at Advanta's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 15 Months |
7.99% Variable |
Very Good |
$0 |
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- 0% Intro APR*
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- No Annual Fee
- Flexible Rewards Program: Earn One Point Per Dollar Spent. Redeem for Your Choice of Cash Back, Merchandise, Travel or Gift Cards
- Interest-Free Grace Period When You Pay Your Bill in Full Each Month
- FREE Online Account Access
- FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
- Read our review or apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
10.99% Variable |
Very Good |
$0 |
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- 0% APR on Purchases and Balance Transfers for 12 Months*
- No Annual Fee
- Business-Size Credit Line
- Free Additional Cards for Employees with Credit Limits You Set
- Savings on Everyday Business Purchases
- Quarterly and Annual Account Summaries
- Read our review or apply online now at Citibank's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Months |
7.99% Variable |
Very Good |
$0 |
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- 3% Cash Back** for Purchases at Restaurants, Gas Stations, Office Supply Stores, Building Supply Stores, and Hardware and Home Improvement Stores
- 1% Cash Rebate on All Other Purchases
- 0% APR for Up To 15 Months* on Balance Transfers
- No Annual Fee
- Free Additional Cards for Your Employees, Free Quarterly Reports, and Other Online Account Management Tools to Help You Keep Track of Your Business Expenses
- Read our review or apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| to 0% APR for up to 15 Months |
7.99% Fixed |
None |
$0 |
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- 0% Intro APR on Balance Transfers and Purchases for 12 Months*
- [Actual Offered Rate] 11.99% Variable APR Thereafter
- Up To $50,000 Credit Line
- No Annual Fee
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card - Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions For More Information
- Read our review or apply online now at Advanta's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for 12 Months |
11.99% Variable |
Very Good |
$0 |
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- Earn Up To 5% Cash Back with Unlimited Rewards Potential
- With No Merchant or Category Spending Restrictions, You Can Earn Points by Shopping Wherever You Want, for Whatever You Want
- 0% APR on Purchases and Balance Transfers for Up To 12 Months
- Pay No Annual Fee
- Receive Quarterly Management Reports
- Receive Additional Cards Your Employees Can Use
- Read our review or apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
10.99% Variable |
None |
$0 |
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- Apply Now and Get $100 Cashback Bonus®**
- 0% Intro APR* for 12 Months on Purchases and 3.9% Intro APR* for 6 Months on Balance Transfers
- 5% Cashback Bonus® on Office Supplies, 2% on Gas and Up To 1% on All Other Purchases*
- Earn 5 to 20% Cashback Bonus® at Top Retailers through Discover's Exclusive Online Shopping Site
- Fee-Free Purchase Checks to Pay Merchants Who Don't Accept Credit Cards
- Free Employee Cards with Customizable Limits and Monthly Reporting on Their Spending
- No Annual Fee
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Read our review or apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
13.99% Variable |
None |
$0 |
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- Save with 0% APR for Up To 12 Months on Purchases and Balance Transfers*
- Free Online Reporting - Quarterly Reports Enable You to Monitor Your Business Spending
- No Annual Fee
- Platinum Business Benefits - Value Benefits Such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance
- Visa Business Partner Advantage - Savings of Up To 20% From Leading Retailers with Special Offers on Computer Equipment, Office Supplies, and More
- Read our review or apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
8.99% Variable |
Very Good |
$0 |
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- 0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers*
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- No Annual Fee
- FREE Online Account Access
- FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
- Read our review or apply online now at Chase's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% APR for up to 12 Months |
10.99% Variable |
Very Good |
$0 |
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- 0% Intro APR* for 12 Months on Purchases and 3.9% Intro APR* for 6 Months on Balance Transfers
- 12,000 Bonus Miles*
- No Annual Fee
- Earn Double Miles on Travel and Gas*
- Get up to 1 Mile Per Dollar on All Other Purchases
- Travel With No Restrictions - Book Any Airline, Any Date, Any Seat
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now at the card issuer's Web site.
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| Intro APR |
Regular APR |
Credit Needed |
Annual Fee |
| 0% Intro APR* |
13.99% Variable |
None |
$0 |
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The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.
