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Find the Best Credit Cards for People with Bad Credit

If you have a bad credit history, credit cards can be hard to come by. There are however a few companies that will work with you if your credit is less than perfect. They will offer you a card with strict limits: your spending level may be fairly low and your interest rate could be very high.

If you have bad credit, you still have a few options when it comes to getting a credit card. Many companies offer a special secured credit card for people with bad credit. A secured credit card is a little bit like a debit card. You deposit a set amount of money into an account created by the credit card company. The amount that you deposit will determine your credit limit. You can use the credit card that they provide you up to the amount of the limit. The company will bill you and you can pay by check, as you would a regular account, or you can allow them to deduct the amount you owe from your deposit.

Online Applications for Bad Credit CardsSSL Security

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Recommended Bad Credit Credit Card

Rewards 660 Visa® Card

The Rewards 660 Visa® Card is one of the most popular Bad Credit cards available. Your Credit Advisor recommends it as our favorite in this category.

Rewards 660 Visa® Card

Apply for Rewards 660 Visa® Card
  • Bad Credit? Low FICO Score? No FICO Score? No Problem! Put the Power Back in Your Hands. Get a Visa® Card
  • No Fee $75 Credit Limit Increases
  • $300 Starting and $2,000 Maximum Credit Limit
  • Fast Online Response
  • Monthly Reporting to TransUnion and Equifax
  • Free Online Account Access
  • Free Online Payments
  • Important Notice: This Offer is for an Unsecured Credit Card. If Your Application is Approved, We Will Make Loans to You From the Credit Line. As With Any Loan, We Will Evaluate Your Willingness and Ability to Repay Our Loans in Accordance With the Published Terms and Conditions.
  • Read our review or apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.92% Fixed Bad Credit OK $48

Orchard Bank Classic MasterCard®

Orchard Bank Classic MasterCard®

Apply for Orchard Bank Classic MasterCard®
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months APR Varies* Variable Bad Credit OK $49

Orchard Bank Platinum MasterCard®

Orchard Bank Platinum MasterCard®

Apply for Orchard Bank Platinum MasterCard®
Intro APR Regular APR Credit Needed Annual Fee
0% APR for 6 Months 14.90% Variable Bad Credit OK $39

Continental Finance Gold MasterCard®

Continental Finance Gold MasterCard®

Apply for Continental Finance Gold MasterCard®
  • Rates As Low as 9.75% APR*
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
  • Monthly Reporting to the Major Credit Bureaus
  • FREE Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • Prestige of Carrying a Gold Card
  • *See Website for Other Fees, Rates, and Terms and Conditions
  • Apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 9.75%* Fixed Bad Credit OK $25

Continental Finance MasterCard®

Continental Finance MasterCard®

Apply for Continental Finance MasterCard®
  • Get Your Application Results in Seconds
  • Monthly Reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • No Minimum Monthly Income Requirements
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
  • *See Website for Other Fees, Rates, and Terms and Conditions
  • Read our review or apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.92% Fixed Bad Credit OK $50

Salute® Visa® Gold Credit Card

Salute® Visa® Gold Credit Card

Apply for Salute® Visa® Gold Credit Card

Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 19.50% Variable Bad Credit OK $150

The credit card information shown here is provided by . Reviews are believed to be accurate during the time of evaluation. However, information posted may change after the review date. Therefore, online visitors may want to first contact the credit card issuer to verify all information before applying online. Ratings are based on the CardOffers.com Rating System and are designed to further evaluate the credit card product. It is important to note that the posted ratings should not be the only factor in helping you decide which credit card is right for you, as many of the credit cards listed are not suited for all types of individuals. CardOffers.com does not guarantee the accuracy of posted information.