Credit cards — can't live with 'em, can't live without 'em. If interest rates, annual fees, rejections, and mistakes generated by credit card companies have raised your blood pressure in the past, you may have become cynical about credit cards in general. But what if you could gain access to a "dream" credit card? Who would issue that card? What would the perks be like? Think about it — if you could design your dream card along with a flexible program, wouldn't life be grand?

To that end, the following ten cards represent our dream credit cards in alphabetical order. No matter if you're a geek, a gypsy, or a bigwig, you might find a card here that will suit your taste. At the very least, these ideas might generate thoughts about your personal dream credit card. Then, after you're through dreaming, you can visit our best deals at Your Credit Advisor.

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Most people can expect to spend over 40 years in the workforce. As you approach retirement age, the years can begin to seem longer and longer. It may be possible to shave a few years off of the time you have to spend working, however, and start enjoying your retirement early.

With a possible rise in living costs, retiring early can be tricky - but it isn't impossible. At year-end 2006, there was $16.4 trillion in American retirement accounts. There are a number of things that you can do to prepare yourself for those extra retirement years, and with careful planning and the right investments you can actually live quite comfortably. Here are a few things that you'll need to consider before you head to the golf course rather than back to work.

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It seems that marriage and money don't mix, because marriage is a sexy rose-colored event that seems as wonderful as a cake without calories. Money, on the other hand, is the oil that greases the wheel. Money means business and it's usually the last topic you want to discuss when you announce your engagement.

Beyond the expenses that you'll incur with your wedding and honeymoon, money may provide most of the contention within your marriage. While discussions about money might seem unromantic at this moment, it's best to talk about the future now before that marriage makes you legally bound to each other. Once you've said, "I do," some things can't be undone.

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