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  • 17 Ways to Simplify Your Personal Finances

    To simplify your personal finances is essentially to strengthen them. Many of us become confused by too many accounts, invoices, due dates, etc. Once things become messy, debt can easily be incurred and a comfortable retirement soon becomes a pipe dream. Don't worry too much about your confusing money situation, however, as there are many things you can do to streamline your life. Below are 17 ways to simplify your personal finances.

    Continue reading "17 Ways to Simplify Your Personal Finances" »

    How to Avoid Being Audited When You're Self Employed

    The IRS states that most people who are picked for audits are selected by computer analysis, an entirely random affair. The number of audits is low, and your chances of an audit are actually slim. Plus, a knock-on-the-door visit from the IRS is even more rare- only a little over nineteen percent out of one percent of all taxpayers came face-to-face with an auditor in 2005. In fact, you may have already been audited if you ever received a letter from the IRS that informed you about a miscalculation on your return. So, audits are not life threatening, but they can be horrid if you're convicted with criminal activity.

    If you're self-employed, your risk for audits may be higher because the IRS feels that self-employed individuals are more likely to cheat on their taxes. With the ability to take cash payments and to avoid a W-2 paper trail, the self-employed can fudge on their returns.

    You can lower your risk for an audit when you're honest about your income and your deductions; however, even a minor change in your income or lifestyle might trigger an audit. How can you avoid an audit, or worse, a criminal investigation? If you're a sole proprietor, an independent contractor, a member of a partnership, or are otherwise in business for yourself, the following tips might help you to avoid a visit from the IRS:

    Continue reading "How to Avoid Being Audited When You're Self Employed" »

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