If you are between the ages of 18 to 29 and you live in Phoenix or Los Angeles, your chances for identity theft are higher
than the national average according to the Federal
Trade Commission (FTC) [PDF]. But, if you're over age thirty and you
live in Somerset,
Vermont (population 5), don't wipe the sweat off your brow just yet.
Identity theft can occur through numerous
methods, and you could be the next victim no matter where you live or
your age.
Identity theft accounted for 255,000 — or
37 percent — of more than 686,683 complaints registered with the FTC
in 2005. These figures mark the sixth year in a row where identity theft
has topped the list of complaints filed with this agency. The most commonly
reported form of identity theft was credit card fraud, followed by phone
or utilities fraud, and bank (electronic funds transfer) and employment
fraud.
You can reduce
your risks for identity theft, but you don't have control over government
agencies, hospitals,
or retail
stores that manage to lose your personal information. The following
list will walk you through the steps that will help you recover your identity
and restore your credit rating.
Continue reading "Your Identity Has Been Stolen: a 24-Point Recovery Checklist" »