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Our aim is to help you with all of your credit and loan related questions and needs. If you are interested in applying for a credit card, first pick from our list of credit card types or issuers at the left. Then find the card of your choice on the next page and apply for it. Or, if you would prefer, choose from our credit card index, which lists all of the cards in our database. We also feature descriptions of over 100 types of loans that you can read more about and apply for.

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Ask the Advisor is our regularly updated blog that will answer your questions, provide advice, and comment on news related to credit, loans, or other items of interest in the world of personal finance.

Recommended Credit Card

Platinum Card® from American Express

The Platinum Card® from American Express is one of the most popular cards available. Your Credit Advisor recommends it as our favorite in this category.

Platinum Card® from American Express

Apply for Platinum Card® from American Express
  • Make Everyday Purchases Count Twice: For a Limited Time, You Can Earn Double Membership Rewards Points on Gas and Groceries for Your First Year.
  • Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
  • No Pre-Set Spending Limit
  • 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
  • Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
  • By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
  • Complimentary Airport Club Access
  • The Membership Rewards First® Program - Enjoy Exclusive Access to Rewards and Experiences Featuring Luxury Retail, Lifestyle, and World-Class Travel
  • Read our review or apply online now at American Express's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR Very Good $450

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard®

Apply for Citi® Platinum Select® MasterCard®
  • 0% APR* on Balance Transfers and Purchases for Up To 12 Months
  • No Annual Fee
  • Citi® Identity Theft Solutions
  • $0 Liability on Unauthorized Purchases
  • Secure, Free Online Account Management
  • Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
  • Read our review or apply online now at Citibank's Web site.
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months As low as 11.99% Variable Very Good $0

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

Apply for Starwood Preferred Guest® Credit Card from American Express
  • Earn Up to 25,000 Starpoints® — Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
  • Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
  • No Annual Fee for the First Year and $45 Thereafter
  • Transfer Starpoints® — Almost Always on a 1:1 Basis — to the Frequent Flyer Programs of Over 30 Major Airlines
  • Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
  • Express Approval. Get a Decision in Less Than 60 Seconds
  • Read our review or apply online now at American Express's Web site.
Intro APR Regular APR Credit Needed Annual Fee
2.9% APR for 6 Months 13.24% Variable Very Good $45

Discover® More(SM) Card- American Flag

Discover® More(SM) Card- American Flag

Apply for Discover® More(SM) Card- American Flag
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
  • Read our review or apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
0% Intro APR* as low as 11.99% Variable Very Good $0

American DreamCard™ Platinum MasterCard®

American DreamCard™ Platinum MasterCard®

Apply for American DreamCard™ Platinum MasterCard®
  • American DreamCard™ - The First and Only "POOLED REWARDS™" Credit Card
  • You Don't Need to be a Big Spender to Win Big with This Credit Card
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Every $1 in Net Retail Purchases = 1 Entry to Win (Up to 1,000 Entries Per Purchase)
  • Get 1,000 Entries Just for Applying!
  • *Dependent upon each individual's credit worthiness, an annual fee of $0, $39, or $59 may apply
  • Apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 14.99% or 21.99% V** Variable Very Good $0

Most Recent Article

How to: Sell Your Home Without an Agent

When putting your house on the market, you are faced with a difficult decision: should you contact a real estate agent and lose a portion of your profit or sell it on your own? While the latter is more difficult, it is far from impossible and much more lucrative. Buyers are also more interested in "For Sale By Owner" (FSBO) homes, as they know that the asking price won't include a hefty commission for a real estate agent. Below, we will explain...
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