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Ask the Advisor is our regularly updated blog that will answer your questions, provide advice, and comment on news related to credit, loans, or other items of interest in the world of personal finance.

Recommended Credit Card

Platinum Card® from American Express

The Platinum Card® from American Express is one of the most popular cards available. Your Credit Advisor recommends it as our favorite in this category.

Platinum Card® from American Express

Apply for Platinum Card® from American Express
  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels and Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
  • Read our review or apply online now at American Express's Web site.
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available No APR Very Good $450

Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard®

Apply for Citi® Platinum Select® MasterCard®
  • 0% APR on Purchases and Balance Transfers for up to 15 Months
  • No Annual Fee
  • Citi® Identity Theft Solutions
  • $0 Liability on Unauthorized Purchases
  • Secure, Free Online Account Management
  • Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
  • Read our review or apply online now at Citibank's Web site.
Intro APR Regular APR Credit Needed Annual Fee
0% APR for up to 15 Months As low as 11.99% Variable Variable Very Good $0

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

Apply for Starwood Preferred Guest® Credit Card from American Express
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds
  • Read our review or apply online now at American Express's Web site.
Intro APR Regular APR Credit Needed Annual Fee
2.9% APR for 6 Months 15.24% Variable Very Good $45

American DreamCard™ Platinum MasterCard®

American DreamCard™ Platinum MasterCard®

Apply for American DreamCard™ Platinum MasterCard®
Intro APR Regular APR Credit Needed Annual Fee
No Introductory Rate Available 14.99% or 21.99% V Variable Very Good $0

IberiaBank Visa® Classic Card

IberiaBank Visa® Classic Card

Apply for IberiaBank Visa® Classic Card
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for the First 6 Billing Cycles
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
  • Apply online now at the card issuer's Web site.
Intro APR Regular APR Credit Needed Annual Fee
1.99% APR for 6 Months 7.25% - 13.25%* Variable None $0

Most Recent Article

How to: Sell Your Home Without an Agent

When putting your house on the market, you are faced with a difficult decision: should you contact a real estate agent and lose a portion of your profit or sell it on your own? While the latter is more difficult, it is far from impossible and much more lucrative. Buyers are also more interested in "For Sale By Owner" (FSBO) homes, as they know that the asking price won't include a hefty commission for a real estate agent. Below, we will explain...
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