Your Credit Advisor

You have credit questions. The Advisor has answers.

Our aim is to help you with all of your credit and loan related questions and needs. If you are interested in applying for a credit card, first pick from our list of credit card types or issuers at the left. Then find the card of your choice on the next page and apply for it. Or, if you would prefer, choose from our credit card index, which lists all of the cards in our database. We also feature descriptions of over 100 types of loans that you can read more about and apply for.

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Most Popular Cards — Browse our favorite credit cards in each category.
Credit Card Types — Browse credit cards by type of card.
Credit Card Issuers — Browse credit cards by issuer.
Loan Categories — Browse loans by category.

Ask the Advisor is our regularly updated blog that will answer your questions, provide advice, and comment on news related to credit, loans, or other items of interest in the world of personal finance.Recipes For Life

Recommended Credit Card

Iberiabank Visa® Select Card

The Iberiabank Visa® Select Card is one of the most popular cards available. Your Credit Advisor recommends it as our favorite in this category.

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Intro APR on Balance Transfers of 1.99% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information
Low Annual Fee of $35.00
Apply online now at the card issuer's Web site.

Intro APR	Regular APR	Credit Needed	Annual Fee
0% or 7.5% on purchases for 12 months and 1.99% on balance transfers for 12 billing cycles	7.50%, 9.50%, or 11.50%		$35

Iberiabank Visa® Gold Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information
Apply online now at the card issuer's Web site.

Intro APR	Regular APR	Credit Needed	Annual Fee
1.99% on balance transfers for 6 billing cycles	9.25%, 12.25%, or 15.25%		$0

Iberiabank Visa® Classic Card

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Online access to credit card account information
Apply online now at the card issuer's Web site.

Intro APR	Regular APR	Credit Needed	Annual Fee
1.99% on balance transfers for 6 billing cycles	7.25%, 10.25%, or 13.25%		$0

Iberiabank Visa® Platinum Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
Turn your points into hotel, gift, or experience rewards
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Online access to credit card account information
Apply online now at the card issuer's Web site.

Intro APR	Regular APR	Credit Needed	Annual Fee
1.99% on balance transfers for 6 billing cycles	9.25%, 12.25%, or 15.25%		$0

CAA-Quebec Dollars Platinum Plus MasterCard® credit card

No annual fee
On top of 2¢ per litre of gas earned in CAA-Quebec Dollars when you show your CAA-Quebec membership card at the Couche-Tard counter◊◊
Earn up to 1% in CAA-Quebec Dollars‡ on your other eligible purchases
1.99% annual interest rate† (AIR) on balance transfers* and deposits* for the first 10 full months
Unparalleled 24-hour customer service
Online access to your credit card account
International acceptance at millions of locations
Enhanced security and protection with Chip & Pin technology and PayPass
Apply online now at the card issuer's Web site.

Intro APR	Regular APR	Credit Needed	Annual Fee
1.99% for your first 10 billing cycles on purchases for 0 months and 1.99% on balance transfers for 10 months	See Terms		None

Most Recent Article

How to: Sell Your Home Without an Agent

When putting your house on the market, you are faced with a difficult decision: should you contact a real estate agent and lose a portion of your profit or sell it on your own? While the latter is more difficult, it is far from impossible and much more lucrative. Buyers are also more interested in "For Sale By Owner" (FSBO) homes, as they know that the asking price won't include a hefty commission for a real estate agent. Below, we will explain...
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